Beautiful Historic Districts with Affordable Homes Under $100,000

It isn't only history buffs who appreciate historic districts. Those who admire the architecture and style of a particular type of home and have a strong sense of community would do well to relocate to this type of area. But many of these neighborhoods aren't always within reach — until now. We've cultivated a list of historic neighborhoods in the United States with affordable homes, and 22 of them with homes less than $100,000.

To determine beautiful historic districts with affordable homes under $100,000, Moms Who Think reviewed district listings from the National Register of Historic Places and five-year data on home value from the U.S. Census Bureau’s 2022 American Community Survey. Historic districts registered in the NRHP were ranked based on the ratio of average home value to average household income of owner-occupied housing units within their boundaries.

District-level average home values were aggregated from the census tract level using spatial boundary definitions from the NRHP and the U.S. Census Bureau. Data on median home age is also from the Census Bureau. Only historic districts with at least 100 housing units in the principal cities of metropolitan statistical areas were considered.

This post was updated in October 2025 to include new information about the median home value in the most affordable historic districts.

• Average home value: $274,725 (2.0 times income)
• Average household income: $139,399
• Median home age: 72 years

• Average home value: $188,621 (2.0 times income)
• Average household income: $96,097
• Median home age: 66 years

• Average home value: $105,908 (2.0 times income) [as of October 2025]
• Average household income: $44,591
• Median home age: N/A

• Average home value: $64,000 (1.9 times income) [as of October 2025]
• Average household income: $46,099
• Median home age: 68 years

• Average home value: $140,109 (1.9 times income)
• Average household income: $72,985
• Median home age: 66 years

• Average home value: $129,100 (1.9 times income)
• Average household income: $67,284
• Median home age: N/A

• Average home value: $254,604 (1.9 times income)
• Average household income: $133,211
• Median home age: N/A

• Average home value: $125,000 (approximate, 1.9 times income) [as of October 2025]
• Average household income: $49,495
• Median home age: N/A

• Average home value: $142,243 (1.9 times income)
• Average household income: $75,263
• Median home age: N/A

• Average home value: $109,655 (1.9 times income)
• Average household income: $58,069
• Median home age: 70 years

• Average home value: $89,847 (1.9 times income)
• Average household income: $47,708
• Median home age: 70 years

• Average home value: $160,687 (1.9 times income)
• Average household income: $85,596
• Median home age: 79 years

• Average home value: $137,040 (1.9 times income)
• Average household income: $73,285
• Median home age: N/A

• Average home value: $115,610 (1.9 times income)
• Average household income: $62,177
• Median home age: 76 years

• Average home value: $111,997 (1.9 times income)
• Average household income: $60,408
• Median home age: 83 years

• Average home value: $176,976 (1.8 times income)
• Average household income: $95,811
• Median home age: 50 years

• Average home value: $192,830 (1.8 times income)
• Average household income: $104,422
• Median home age: 82 years

• Average home value: $104,118 (1.8 times income)
• Average household income: $56,532
• Median home age: N/A

• Average home value: $115,804 (1.8 times income)
• Average household income: $63,194
• Median home age: 75 years

• Average home value: $134,411 (1.8 times income)
• Average household income: $73,800
• Median home age: 80 years

• Average home value: $134,426 (1.8 times income)
• Average household income: $73,871
• Median home age: 52 years

• Average home value: $138,723 (1.8 times income)
• Average household income: $76,337
• Median home age: 76 years

• Average home value: $114,849 (1.8 times income)
• Average household income: $63,701
• Median home age: 77 years

• Average home value: $103,533 (1.8 times income)
• Average household income: $58,479
• Median home age: 81 years

• Average home value: $96,402 (1.8 times income)
• Average household income: $55,002
• Median home age: 76 years

• Average home value: $111,321 (1.7 times income)
• Average household income: $63,996
• Median home age: N/A

• Average home value: $76,009 (1.7 times income)
• Average household income: $43,730
• Median home age: N/A

• Average home value: $132,544 (1.7 times income)
• Average household income: $76,284
• Median home age: 68 years

• Average home value: $91,957 (1.7 times income)
• Average household income: $53,213
• Median home age: 73 years

• Average home value: $89,205 (1.7 times income)
• Average household income: $52,128
• Median home age: 78 years

• Average home value: $84,773 (1.7 times income)
• Average household income: $49,706
• Median home age: 73 years

• Average home value: $90,995 (1.7 times income)
• Average household income: $53,892
• Median home age: 84 years

• Average home value: $113,082 (1.7 times income)
• Average household income: $67,334
• Median home age: 70 years

• Average home value: $95,963 (1.7 times income)
• Average household income: $57,693
• Median home age: 81 years

• Average home value: $80,577 (1.6 times income)
• Average household income: $49,017
• Median home age: 75 years

• Average home value: $207,807 (1.6 times income)
• Average household income: $126,429
• Median home age: 65 years

• Average home value: $77,888 (1.6 times income)
• Average household income: $47,778
• Median home age: N/A

• Average home value: $93,532 (1.6 times income)
• Average household income: $57,881
• Median home age: N/A

• Average home value: $195,897 (1.6 times income)
• Average household income: $121,857
• Median home age: 80 years

• Average home value: $164,320 (1.6 times income)
• Average household income: $103,163
• Median home age: 68 years

• Average home value: $90,157 (1.5 times income)
• Average household income: $58,346
• Median home age: 69 years

• Average home value: $107,090 (1.5 times income)
• Average household income: $71,426
• Median home age: 76 years

• Average home value: $84,385 (1.5 times income)
• Average household income: $56,867
• Median home age: 70 years

• Average home value: $94,477 (1.5 times income)
• Average household income: $64,633
• Median home age: 74 years

• Average home value: $82,874 (1.4 times income)
• Average household income: $57,379
• Median home age: N/A

• Average home value: $96,748 (1.4 times income)
• Average household income: $67,438
• Median home age: N/A

• Average home value: $93,037 (1.4 times income)
• Average household income: $65,955
• Median home age: 75 years

• Average home value: $143,156 (1.4 times income)
• Average household income: $101,549
• Median home age: 77 years

• Average home value: $79,531 (1.2 times income)
• Average household income: $66,979
• Median home age: N/A