Checklist - Budget Worksheet




Wages and Salaries

Wage Earner 1
Wage Earner 2

= Total Wages and Salaries

+ Interest and Dividends
+ Royalties, Commissions and Rents
+ Other Income


=   A.   Total Income



Federal Income and Social Security

= B. Total Income Taxes


C.   Take-Home Pay (line A minus line B)





Living Expenses



+ Rent
+ Mortgage Payments
+ Utilities
+ Maintenance
+ Real Estate and Property Taxes
+ Fixed Assets-furniture, appliances, etc.
+ Other Living Expenses

= D. Total Housing Expenditures



+Food and Supplies
+ Restaurant Expenses

= E. Total Food Expenditures


Clothing and Personal Care

+ New Clothes
+ Cleaning
+ Tailoring
+ Personal Care-hair Care
+ Other Clothing and Personal Care

= F. Total Clothing and Personal Care



+ Automobile Purchase
+ Payments
+ Gas, Tolls, Parking
+ Automobile Registration/Tags/Stickers
+ Repairs
+ Other Transportation Expenses

= G. Total Transportation Expenditures



+Movies, Theater, Sporting Events
+ Club Memberships
+ Vacations
+ Hobbies
+ Sporting Goods
+ Gifts
+ Reading Materials
+ Other Recreation Expenses

= H. Total Recreation Expenditures


Medical Expenditures

+ Dental
+ Prescription Drugs and Medicines

= I. Total Medical Expenditures


Insurance Expenditures

+ Life
+ Automobile
+ Disability
+ Liability
+ Other Insurance Expenses

= J. Total Insurance Expenditures


Other Expenditures

+ Educational Expenditures
+ Child Care
+ Other Expenses

= K. Total Other Expenditures


L. Total Expenditures (add lines D-K)


M. Income Available for Savings (subtract line L from line C)



Courtesy of Moms Who Think -

More Moms Who Think Checklists





Football and food go together. That's a lot of game day food pressure, so from appetizers to the best chili recipes ever...we'll make sure you don't fumble.

Best Chili Recipes

Game Day Recipes

   Thanksgiving Sides

Thanksgiving Sides

From stuffing to potatoes and dozens of other mouth-watering sides, we've got the recipes for the perfect Thanksgiving!

Thanksgiving Sides

25 Days of Christmas

25 Days of Christmas

Celebrate 25 Days of Christmas with activities every day from December 1st until Christmas Day!

25 Days of Christmas Activities

Easy dinner recipes, dinner ideas, and pre-planned weekly dinner menus make having a homemade dinner easier than takeout. You may think you're making simple dinners each night but your family will remember those dinners as memorable moments in time.
Check out the best selection on the Internet; great dinners for real families in our Think Dinner section. Easy Dinner Recipes is where you'll find the free, easy family dinner plans.
Dinner Ideas is dinner central, the place to get all your dinner recipes. From ideas for tonight to recipes based on time, ingredients, and cooking style; we'd love to have you join us at the dinner table.