Even the Most Dedicated Costco Fans Don't Know About These Services for Members

Costco is one of the top places to shop, especially for families. When you're feeding a family of three, four, five, or more, buying things in bulk can often save a ton of money (and trips to the grocery store). But many people don't know that Costco doesn't just sell groceries, clothes, and furniture. Your membership to Costco also gives you access to a ton of services you may not even be aware of.

Costco offers two different membership options: the Gold Star Membership and the Executive Membership. While one of the biggest perks of the Executive Membership is the annual 2% reward, Costco has also recently added two new perks for Costco members. Now, executive members can shop during executive-member-only shopping hours and receive a $10 monthly credit on certain online orders.

Even still, these perks are just a small part of what you get as a Costco member. On this list, you'll discover many of the services offered by Costco and the partners they're working with. From pet insurance to bath remodeling, let's review the more than two dozen services offered by Costco.

This post was updated in July 2025 to include the most up-to-date information about Costco perks and services.

Fun Fact: Costco Sold More than 800,000 Cars in 2021

That's an astounding number of cars, but it's true! The book The Joys Of Costco got access to Costco management, and they revealed that Costco's Auto Program sold more than 800,000 cars in 2021!

Costco Auto Program

Costco's Auto Program works to get members prearranged pricing from approved dealers. If you're hoping to take the hassle out of car buying, it's an exceptional service. The Auto Program includes both new and pre-owned vehicles, and also gives members parts & services discounts up to 15%.

In total, Costco says the Auto Program has over 5 million satisfied members over the past five years, so this is definitely one of Costco's most popular perks!

Costco Travel

Here's another fun fact: Costco Travel employs more than 900 travel agents! Costco Travel allows members to get discounted vacation packages, hotels, cruises, and rental cars. Even if you're going to Disney, it's a good idea to check Costco Travel, since you can often get theme park tickets at a discount as well.

Auto and Home Insurance

Costco CONNECT partners with American Family Insurance to offer members both home and auto insurance. One big caveat is that Costco Insurance Agency is currently not offering policies in California or Florida. Auto insurance policies are also not available in Alaska, Louisiana, Maine, North Dakota, and Wyoming.

Reviews online have been mostly positive, with CONNECT members saying Costco was cheaper than alternatives. In addition, there was satisfaction with the ease with which claims were handled. With insurance rates ballooning across the country, if you're a Costco member, it's worth getting a quote to see if this service can save you hundreds of dollars annually.

Life Insurance

Costco partners with Protective to offer Term Life Insurance. I got a personalized quote, and was surprised how good the rates were. You can get coverage from $100,000 to $5 million. It's easy to apply for this type of insurance, and you can cancel your policy at any time without any additional charge.

It's worth noting that Executive Members receive additional savings.

Pet Insurance

Pet insurance is a partnership with FIGO. Costco Gold Star and Business Members get a 15% discount, while Executive Members also get their enrollment fee waived. It's worth noting that pet insurance won't cover pre-existing conditions and certain operations like spaying or neutering.

It does include emergency hospitalizations, chronic conditions, dental illnesses, prescriptions, imaging, prosthetics, hip dysplasia, and other conditions.

Custom Closet & Storage Design

Costco has partnered with the Closet Factory to give members a 10% Costco Shop Card on qualifying Closet Factory home organization purchases.

Closet Factory has organizational solutions for almost every room. Whether you want to build more storage into your garage, add a wall bed, design the home office of your dreams, or build a home library. If you're an Executive Member, you'll also get a 2% reward on any Closet Factory purchases.

Bottled Water Delivery

Costco has plenty of business perks, and one is bottled water delivery. The company partnered with Primo Water to offer water in 5-gallon and 3-gallon bottles. The bottles fit on water dispensers and are perfect for offices. However, you can have purified water delivered to your home as well as with a personal membership.

Budget Truck Rental

Yes, Costco even has a deal with Budget Truck Rental! If you're looking to move, you'll definitely want to check with Costco since members can get up to a 25% discount on rentals. If you'd like to call Budget Truck, they can be reached at 800-971-1052. From there, you'll want to ask about the Costco Member discount.

Solar Panel Installation

If you're thinking of adding solar panels to your house, you'll want to check with Costco first. Thanks to a partnership with Sunrun, Costco members can receive a 10% Costco Shop Card on qualifying purchases. Executive Members will also earn a 2% reward on this purchase.

Member Prescription Program

Costco has a site where you can search for prescriptions to see if you get a discount with your Costco membership. Simply type in the name of your medication, show your Costco card to a participating pharmacy, and you'll save up to 80% on medications.