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Purchasing a home can be expensive, and if you choose to live near a major city, the prices can be especially high and can seem quite out of reach for many, particularly for first-time homebuyers. But if you still have your sights set on owning a home, there are still plenty of options available to you. Even better — for those who enjoy fishing — some of the most affordable locations are fishing towns where homes are as affordable as a new car.
Urban settings may be highly desirable for many. Still, there is no denying that these locals are missing what many suburban and rural settings provide — waterfront living, which, for those who call fishing their hobby, is an ideal location to call home. Whether you're looking to purchase your first home or perhaps want to buy a weekend escape from city life, homes in these affordable fishing towns are ideal.
To determine the most affordable fishing towns, Moms Who Think reviewed five-year data on median household value and median household income from the U.S. Census Bureau’s 2022 American Community Survey. Cities, towns, and Census-designated places were ranked based on the ratio of median home value to median household income.
Places were prioritized if they had at least 100 owner-occupied housing units and a federally recognized hunting area with fishing available within a 15-mile radius. Spatial data on hunting areas specified by available game is from the U.S. Fish and Wildlife Service.
Additionally, we've included the overall Niche grade for each town or surrounding area from Niche.com. According to the Niche methodology, the ratings are based on factors such as cost of living, quality of public schools, and family-friendly living.
This post was updated in March 2026 to include updated information about affordable fishing towns.
50. Murphysboro, IL
- Median home value: $106,162 (2.5 times income)
- Median household income: $42,367
- Total population: 7,044
- Nearest hunting area with fish: Crab Orchard National Wildlife Refuge
- Overall Niche grade: C+
49. Energy, IL
- Median home value: $150,244 (2.2 times income)
- Median household income: $70,417
- Total population: 960
- Nearest hunting area with fish: Crab Orchard National Wildlife Refuge
- Overall Niche grade: A-
48. Hamshire, TX
- Median home value: $281,300 (2.4 times income)
- Median household income: $115,125
- Total population: 1,460
- Nearest hunting area with fish: McFaddin National Wildlife Refuge
- Overall Niche grade: B+
47. Hurst, IL
- Median home value: $131,000 (3.8 times income)
- Median household income: $34,113
- Total population: 750
- Nearest hunting area with fish: Crab Orchard National Wildlife Refuge
- Overall Niche grade: B
46. Cassville, WI
- Median home value: $170,634 (3.0 times income)
- Median household income: $57,708
- Total population: 761
- Nearest hunting area with fish: Upper Mississippi River National Wildlife and Fish Refuge
- Overall Niche grade: C
45. Oceanville, NJ
- Median home value: $405,000 (2.5 times income)
- Median household income: $163,459
- Total population: 793
- Nearest hunting area with fish: Edwin B. Forsythe National Wildlife Refuge
- Overall Niche grade: B+
44. Minorca, LA
- Median home value: $82,000 (1.9 times income)
- Median household income: $43,438
- Total population: 1,398
- Nearest hunting area with fish: St. Catherine Creek National Wildlife Refuge
- Overall Niche grade: C+
43. Herrin, IL
- Median home value: $102,400 (1.9 times income)
- Median household income: $54,555
- Total population: 12,344
- Nearest hunting area with fish: Crab Orchard National Wildlife Refuge
- Overall Niche grade: B+
42. Camp Douglas, WI
- Median home value: $108,000 (1.8 times income)
- Median household income: $58,750
- Total population: 739
- Nearest hunting area with fish: Necedah National Wildlife Refuge
- Overall Niche grade: C+
41. Brandon, WI
- Median home value: $145,400 (1.8 times income)
- Median household income: $79,688
- Total population: 842
- Nearest hunting area with fish: Horicon National Wildlife Refuge
- Overall Niche grade: B+
40. Newellton, LA
- Median home value: $46,600 (1.8 times income)
- Median household income: $25,614
- Total population: 896
- Nearest hunting area with fish: Tensas River National Wildlife Refuge
- Overall Niche grade: C-
39. Preston, IA
- Median home value: $147,900 (1.8 times income)
- Median household income: $81,542
- Total population: 1,005
- Nearest hunting area with fish: Upper Mississippi River National Wildlife and Fish Refuge
- Overall Niche grade: B
38. Bridge City, TX
- Median home value: $172,200 (1.8 times income)
- Median household income: $95,688
- Total population: 9,461
- Nearest hunting area with fish: Sabine National Wildlife Refuge
- Overall Niche grade: A-
37. Towner, ND
- Median home value: $90,300 (1.8 times income)
- Median household income: $51,500
- Total population: 456
- Nearest hunting area with fish: J. Clark Salyer National Wildlife Refuge
- Overall Niche grade: B
36. Spillertown, IL
- Median home value: $118,300 (1.7 times income)
- Median household income: $68,125
- Total population: 315
- Nearest hunting area with fish: Crab Orchard National Wildlife Refuge
- Overall Niche grade: B+
35. West Frankfort, IL
- Median home value: $71,700 (1.7 times income)
- Median household income: $41,974
- Total population: 7,168
- Nearest hunting area with fish: Crab Orchard National Wildlife Refuge
- Overall Niche grade: B-
34. Marine View, WA
- Median home value: $97,100 (1.7 times income)
- Median household income: $57,500
- Total population: 336
- Nearest hunting area with fish: Hanford Reach National Monument
- Overall Niche grade: C+
33. Rio Hondo, TX
- Median home value: $97,700 (1.7 times income)
- Median household income: $58,487
- Total population: 2,295
- Nearest hunting area with fish: Laguna Atascosa National Wildlife Refuge
- Overall Niche grade: C+
32. Patrick, SC
- Median home value: $50,500 (1.7 times income)
- Median household income: $30,263
- Total population: 500
- Nearest hunting area with fish: Carolina Sandhills National Wildlife Refuge
- Overall Niche grade: B-
31. De Soto, IL
- Median home value: $86,300 (1.6 times income)
- Median household income: $53,188
- Total population: 1,684
- Nearest hunting area with fish: Crab Orchard National Wildlife Refuge
- Overall Niche grade: B+
30. De Valls Bluff, AR
- Median home value: $37,400 (1.6 times income)
- Median household income: $23,056
- Total population: 560
- Nearest hunting area with fish: Cache River National Wildlife Refuge
- Overall Niche grade: B-
29. West Orange, TX
- Median home value: $98,200 (1.5 times income)
- Median household income: $63,409
- Total population: 3,444
- Nearest hunting area with fish: Sabine National Wildlife Refuge
- Overall Niche grade: B
28. North Hartsville, SC
- Median home value: $109,800 (1.5 times income)
- Median household income: $71,000
- Total population: 3,261
- Nearest hunting area with fish: Carolina Sandhills National Wildlife Refuge
- Overall Niche grade: A
27. Cotton Plant, AR
- Median home value: $27,700 (1.5 times income)
- Median household income: $18,250
- Total population: 425
- Nearest hunting area with fish: Cache River National Wildlife Refuge
- Overall Niche grade: C-
26. Goreville, IL
- Median home value: $110,400 (1.5 times income)
- Median household income: $73,523
- Total population: 1,146
- Nearest hunting area with fish: Crab Orchard National Wildlife Refuge
- Overall Niche grade: B-
25. DeWitt, AR
- Median home value: $70,500 (1.5 times income)
- Median household income: $47,147
- Total population: 3,017
- Nearest hunting area with fish: Dale Bumpers White River National Wildlife Refuge
- Overall Niche grade: B
24. Thomson, IL
- Median home value: $100,700 (1.5 times income)
- Median household income: $67,500
- Total population: 1,284
- Nearest hunting area with fish: Upper Mississippi River National Wildlife and Fish Refuge
- Overall Niche grade: C
23. Mount Carroll, IL
- Median home value: $95,200 (1.5 times income)
- Median household income: $63,992
- Total population: 1,560
- Nearest hunting area with fish: Upper Mississippi River National Wildlife and Fish Refuge
- Overall Niche grade: B
22. Swan Quarter, NC
- Median home value: $97,500 (1.5 times income)
- Median household income: $65,806
- Total population: 293
- Nearest hunting area with fish: Mattamuskeet National Wildlife Refuge
- Overall Niche grade: C+
21. King Cove, AK
- Median home value: $118,200 (1.5 times income)
- Median household income: $79,844
- Total population: 1,108
- Nearest hunting area with fish: Izembek National Wildlife Refuge
- Overall Niche grade: B-
20. Elaine, AR
- Median home value: $57,800 (1.5 times income)
- Median household income: $39,196
- Total population: 544
- Nearest hunting area with fish: Dale Bumpers White River National Wildlife Refuge
- Overall Niche grade: C
19. Johnston City, IL
- Median home value: $75,800 (1.5 times income)
- Median household income: $51,429
- Total population: 3,377
- Nearest hunting area with fish: Crab Orchard National Wildlife Refuge
- Overall Niche grade: B
18. Holiday Beach, TX
- Median home value: $136,800 (1.4 times income)
- Median household income: $95,066
- Total population: 291
- Nearest hunting area with fish: Aransas National Wildlife Refuge
- Overall Niche grade: B
17. Jet, OK
- Median home value: $73,800 (1.4 times income)
- Median household income: $51,450
- Total population: 251
- Nearest hunting area with fish: Salt Plains National Wildlife Refuge
- Overall Niche grade: A
16. Savanna, IL
- Median home value: $64,700 (1.4 times income)
- Median household income: $45,474
- Total population: 2,783
- Nearest hunting area with fish: Upper Mississippi River National Wildlife and Fish Refuge
- Overall Niche grade: B-
15. Bush, IL
- Median home value: $75,400 (1.4 times income)
- Median household income: $53,125
- Total population: 324
- Nearest hunting area with fish: Crab Orchard National Wildlife Refuge
- Overall Niche grade: B
14. McBee, SC
- Median home value: $80,500 (1.4 times income)
- Median household income: $56,964
- Total population: 1,046
- Nearest hunting area with fish: Carolina Sandhills National Wildlife Refuge
- Overall Niche grade: A-
13. De Soto, WI
- Median home value: $114,600 (1.3 times income)
- Median household income: $86,996
- Total population: 539
- Nearest hunting area with fish: Upper Mississippi River National Wildlife and Fish Refuge
- Overall Niche grade: C
12. Zeigler, IL
- Median home value: $53,700 (1.3 times income)
- Median household income: $41,518
- Total population: 1,503
- Nearest hunting area with fish: Crab Orchard National Wildlife Refuge
- Overall Niche grade: C+
11. Cherokee, OK
- Median home value: $96,500 (1.3 times income)
- Median household income: $75,547
- Total population: 1,556
- Nearest hunting area with fish: Salt Plains National Wildlife Refuge
- Overall Niche grade: B+
10. Ridgecrest, LA
- Median home value: $48,900 (1.3 times income)
- Median household income: $38,472
- Total population: 855
- Nearest hunting area with fish: St. Catherine Creek National Wildlife Refuge
- Overall Niche grade: B-
9. Reid Hope King, TX
- Median home value: $100,200 (1.3 times income)
- Median household income: $79,894
- Total population: 926
- Nearest hunting area with fish: Laguna Atascosa National Wildlife Refuge
- Overall Niche grade: B
8. Royalton, IL
- Median home value: $55,400 (1.3 times income)
- Median household income: $44,313
- Total population: 1,067
- Nearest hunting area with fish: Crab Orchard National Wildlife Refuge
- Overall Niche grade: B-
7. Holton, IN
- Median home value: $82,000 (1.2 times income)
- Median household income: $65,714
- Total population: 652
- Nearest hunting area with fish: Big Oaks National Wildlife Refuge
- Overall Niche grade: C+
6. Orient, IL
- Median home value: $46,700 (1.2 times income)
- Median household income: $37,938
- Total population: 311
- Nearest hunting area with fish: Crab Orchard National Wildlife Refuge
- Overall Niche grade: B-
5. Gillett, AR
- Median home value: $79,700 (1.2 times income)
- Median household income: $65,341
- Total population: 491
- Nearest hunting area with fish: Dale Bumpers White River National Wildlife Refuge
- Overall Niche grade: A-
4. Pine Ridge, SC
- Median home value: $56,900 (1.1 times income)
- Median household income: $49,545
- Total population: 640
- Nearest hunting area with fish: Carolina Sandhills National Wildlife Refuge
- Overall Niche grade: B+
3. Tivoli, TX
- Median home value: $48,900 (0.8 times income)
- Median household income: $63,636
- Total population: 628
- Nearest hunting area with fish: Aransas National Wildlife Refuge
- Overall Niche grade: B
2. Mattawa, WA
- Median home value: $32,400 (0.7 times income)
- Median household income: $45,500
- Total population: 3,506
- Nearest hunting area with fish: Hanford Reach National Monument
- Overall Niche grade: C-
1. Basin City, WA
- Median home value: $40,800 (0.4 times income)
- Median household income: $104,025
- Total population: 1,570
- Nearest hunting area with fish: Hanford Reach National Monument
- Overall Niche grade: C+
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